Terms of Use: Additional Legal Disclosures, Limitations & User Agreements

Publisher Status; No Investment Advisory Relationship

The Oddsmaker is a bona fide financial publication of general and regular circulation that provides impersonal financial, economic, market, and investment-related commentary to a broad audience. Content is not tailored to the investment objectives, financial circumstances, risk tolerance, or needs of any individual user. Nothing contained within the Services shall be construed as personalized investment advice, investment management services, portfolio management services, a recommendation to buy or sell any security, market timing advice, holding period recommendations, or the establishment of an investment adviser-client, fiduciary, brokerage, or other professional advisory relationship. The Oddsmaker is not acting as a fiduciary, investment adviser, broker-dealer, financial planner, or agent for any user.

Information Accuracy & Third-Party Data

The Services may contain information obtained from third-party sources believed to be reliable. However, The Oddsmaker makes no representation, warranty, or guarantee regarding the accuracy, completeness, timeliness, reliability, or suitability of any information, data, forecasts, rankings, scores, calculations, visualizations, research, commentary, or other materials contained within the Services. ThUsers assume all risks associated with reliance upon any information provided through the Services.

Quantitative Model, Ranking & Probability Disclosure

The Oddsmaker's scores, rankings, ratings, probabilities, expected returns, forecasts, analytics, and other analytical outputs reflect the output of proprietary quantitative, statistical, and analytical frameworks. Rankings and analytical outputs are generated using publicly available information, historical market data, company disclosures, financial information, and other inputs selected by The Oddsmaker. Methodologies, assumptions, formulas, weightings, and inputs may change at any time without notice. Any score, ranking, rating, probability estimate, expected return, forecast, model output, or analytical conclusion is an opinion generated by a quantitative framework and is not a statement of fact, investment recommendation, guarantee, promise, or assurance of future performance. Such outputs may be materially inaccurate as predictors of future results, security prices, business performance, market outcomes, or investment returns. Actual outcomes may differ materially and substantially from any analytical output displayed through the Services.

Hypothetical, Simulated & Backtested Results

The Services may include hypothetical, simulated, backtested, model-generated, reconstructed, or historical analyses. Such information is presented solely for informational and educational purposes. Hypothetical and backtested results do not represent actual trading or actual investor returns and are subject to significant limitations, including transaction costs, taxes, liquidity constraints, market impact, execution risk, survivorship bias, look-ahead bias, changing market conditions, and other real-world factors. Because hypothetical results are prepared with the benefit of hindsight, they may materially overstate potential performance and should not be relied upon as indicators of future results.

Forward-Looking Statements

The Services may contain projections, forecasts, expectations, assumptions, estimates, opinions, or other forward-looking statements. Such statements are inherently uncertain and involve risks and assumptions that may cause actual results to differ materially from those expressed or implied.

Positions, Trading Activity & Conflicts

The Oddsmaker, its affiliates, contributors, employees, officers, directors, family members, related entities, and associated accounts may hold long, short, derivative, or other positions in securities discussed within the Services. Such persons or entities may buy, sell, hedge, cover, increase, reduce, or otherwise change positions at any time, including before, during, or after publication, and without notice to readers. Readers should assume that The Oddsmaker and related parties may have financial interests in securities discussed and may have conflicts of interest with respect to published content.

User Responsibility

Readers are solely responsible for conducting their own due diligence, risk assessment, and independent analysis before making any investment decision. Nothing contained within the Services should be interpreted as a recommendation to initiate, maintain, increase, decrease, or close any investment position. The Oddsmaker does not recommend position sizes, portfolio allocations, entry prices, exit prices, target prices, stop-loss levels, market timing strategies, or holding periods for any security. Investing involves substantial risk, including the possible loss of principal and total investment loss.

User Conduct Restrictions

Users may not reproduce, redistribute, republish, scrape, harvest, extract, reverse engineer, commercially exploit, or use any content, data, rankings, models, scores, or analytical outputs without prior written permission. Users may not use the Services or any content contained therein to train, develop, improve, benchmark, test, or operate artificial intelligence, machine-learning systems, large language models, or similar technologies without express written consent.

Arbitration; Class Action Waiver

To the fullest extent permitted by law, any dispute arising from or relating to the Services shall be resolved exclusively through binding arbitration. Users waive any right to participate in class actions, representative actions, consolidated proceedings, or jury trials.

Governing Law

This Agreement shall be governed by the laws of the State of California. The exclusive venue for any matter not subject to arbitration shall be located in Marin County, California.

Reservation of Rights

The Oddsmaker reserves the right to modify, suspend, discontinue, restrict, or terminate any aspect of the Services at any time, with or without notice. All rights not expressly granted herein are reserved.

Privacy Policy

Effective Date: 6/8/2026

Introduction

The Oddsmaker ("The Oddsmaker," "Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal information you provide when using our website, newsletters, research publications, courses, communities, applications, products, and services (collectively, the "Services"). This Privacy Policy explains what information we collect, how we use it, how we share it, and the choices available to you. By accessing or using the Services, you consent to the practices described in this Privacy Policy.


Information We Collect

Information You Provide

We may collect information you voluntarily provide, including:

  • Name

  • Email address

  • Mailing address

  • Telephone number

  • Payment information

  • Billing information

  • Account credentials

  • Survey responses

  • Customer support communications

  • Community posts and comments

  • Course participation information


Information Automatically Collected

When you access the Services, we may automatically collect:

  • IP address

  • Browser type

  • Device information

  • Operating system

  • Pages visited

  • Time spent on pages

  • Referral sources

  • Geographic information

  • Clickstream data

  • Subscriber engagement metrics

  • Email open rates

  • Email click activity

We may use cookies, pixels, tags, scripts, and similar technologies to collect this information.


Information from Third Parties

We may receive information from:

  • Analytics providers

  • Payment processors

  • Advertising platforms

  • Social media platforms

  • Data providers

  • Business partners

  • Public databases


How We Use Information

We may use collected information to:

  • Operate and improve the Services

  • Deliver newsletters and research publications

  • Process subscriptions and payments

  • Authenticate users

  • Provide customer support

  • Analyze user engagement

  • Personalize content

  • Develop new products and services

  • Prevent fraud and abuse

  • Comply with legal obligations

  • Enforce our Terms of Use

  • Protect the rights and security of users and the Company


Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Remember user preferences

  • Improve site functionality

  • Analyze website traffic

  • Measure newsletter engagement

  • Deliver relevant advertising

  • Track marketing effectiveness

Users may modify browser settings to refuse cookies; however, portions of the Services may not function properly.


Email Communications

Subscribers may receive:

  • Research publications

  • Newsletters

  • Product updates

  • Marketing communications

  • Educational materials

  • Service announcements

Users may unsubscribe at any time using the unsubscribe link contained in communications.
Certain administrative communications may continue even after marketing communications are discontinued.


Payment Information

Payments may be processed by third-party providers including Stripe and other payment processors.
The Oddsmaker does not store complete payment card information on its own servers.
Payment information is subject to the privacy policies and security practices of the applicable payment processor.


Sharing of Information

We may share information with:

Service Providers

Third-party providers assisting with:

  • Website hosting

  • Newsletter distribution

  • Analytics

  • Customer support

  • Payment processing

  • Security monitoring

  • Community management

Business Transfers

Information may be transferred in connection with:

  • Mergers

  • Acquisitions

  • Asset sales

  • Corporate reorganizations

Legal Compliance

We may disclose information if required to:

  • Comply with laws

  • Respond to lawful requests

  • Enforce agreements

  • Protect users

  • Protect Company rights and property

  • Prevent fraud or abuse


We Do Not Sell Personal Information

The Oddsmaker does not sell personal information in exchange for monetary compensation. However, certain analytics, advertising, or marketing activities may be considered "sharing" under applicable privacy laws.


Data Retention

We retain information for as long as reasonably necessary to:

  • Provide Services

  • Maintain business records

  • Comply with legal obligations

  • Resolve disputes

  • Enforce agreements

Retention periods may vary depending upon the nature of the information and applicable legal requirements.


Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of electronic transmission or storage is completely secure. Accordingly, we cannot guarantee absolute security.


Children's Privacy

The Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that personal information from a child has been collected, we will take reasonable steps to delete such information.


California Privacy Rights

Residents of California may have rights under applicable California privacy laws, including rights to:

  • Know what personal information is collected

  • Access personal information

  • Correct inaccurate information

  • Delete certain information

  • Limit certain uses of personal information

Requests may be submitted using the contact information below.


International Users

The Services are operated from the United States. If you access the Services from outside the United States, you understand that your information may be transferred to, stored in, and processed within the United States and other jurisdictions.


Third-Party Links

The Services may contain links to third-party websites. The Oddsmaker is not responsible for the privacy practices, content, or security of third-party websites. Users should review the privacy policies of those third parties independently.


Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes become effective upon posting the revised Privacy Policy. Continued use of the Services following changes constitutes acceptance of the updated Privacy Policy.


By using the Services, you acknowledge that you have read and understand this Privacy Policy.